Confidential/Tampa, FL (St Pete)
The commercial loan analyst will assist loan officers as instructed in the following areas
• Analyze borrower's financial statements and tax returns as presented for loan requests, which includes but not limited to, common size the balance sheet and income statement, cash flow analysis, trend analysis, reconciliation of net worth, projections and other reports as requested.
• Analyze loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and any other loan files.
• Prepare, in written form, a presentation of the borrower's loan request as outlined in loan policy or as it pertains to SBA SOP Manuals.
• Input the borrower's financial statements, tax returns into the Moody's spread system according to standard customer format.
• Prepare, as requested, loan documentation per loan officer instructions.
Credit Knowledge
• Have the ability to use and interpret financial spread systems from data entered from the borrower's financial statements or tax returns.
• Analyze financial statements and prepare comments regarding the borrowers ability to repay.
• Analyze and research the value of collateral securing the loan per the Bank's loan policy or the SBA SOP policy.
• Be knowledgeable of cash flow analysis, including but not limited to the Uniform Credit Analysis formats and/or the SBA Form 4i.
Commercial Loan Officer Support
• Assist loan officers in cash flow analysis and other financial analysis tools as requested.
• Collateral Valuation, using documented sources such as the Internet, auction reports, publicized books, etc.
• Interview borrower as requested
• Provide technical advice and assistance to loan officers as needed, for the Moody's spread system
Apply To Job
The commercial loan analyst will assist loan officers as instructed in the following areas
• Analyze borrower's financial statements and tax returns as presented for loan requests, which includes but not limited to, common size the balance sheet and income statement, cash flow analysis, trend analysis, reconciliation of net worth, projections and other reports as requested.
• Analyze loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and any other loan files.
• Prepare, in written form, a presentation of the borrower's loan request as outlined in loan policy or as it pertains to SBA SOP Manuals.
• Input the borrower's financial statements, tax returns into the Moody's spread system according to standard customer format.
• Prepare, as requested, loan documentation per loan officer instructions.
Credit Knowledge
• Have the ability to use and interpret financial spread systems from data entered from the borrower's financial statements or tax returns.
• Analyze financial statements and prepare comments regarding the borrowers ability to repay.
• Analyze and research the value of collateral securing the loan per the Bank's loan policy or the SBA SOP policy.
• Be knowledgeable of cash flow analysis, including but not limited to the Uniform Credit Analysis formats and/or the SBA Form 4i.
Commercial Loan Officer Support
• Assist loan officers in cash flow analysis and other financial analysis tools as requested.
• Collateral Valuation, using documented sources such as the Internet, auction reports, publicized books, etc.
• Interview borrower as requested
• Provide technical advice and assistance to loan officers as needed, for the Moody's spread system
Apply To Job
